Regis Bentley
Wealth Management
Capital at risk. The value of investments can fall as well as rise and you may get back less than you invest.
A walk along the coast. Bring the questions that matter.
A walk along the coast. Bring the questions that matter.
Waymarker I
Taking Stock
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Keep the sea on your left.
Before anything is recommended, we take stock. What you own. What you owe. What it costs you. What it needs to do, and by when. One unhurried meeting, no product talk — and afterwards, a clear written account of where you stand.
- Authorised and regulated by the Financial Conduct Authority — FRN [XXXXXX]
- Established [YEAR]
- [Independent advice — wording to be confirmed against the firm's COBS 6.2B independence status before publish]
Waymarker II
Providing for Others
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The canopy closes over the path here. You will want to know who else it shelters.
Some of what you plan is not for you. It is for the people who walk behind you — a partner, children, parents, a business that feeds other households. We help you put the right protection in place, plan for school and university costs, and set arrangements down so that if you have to stop, the plan can continue.
[Independent financial advice which challenges your personal boundaries.]
[Firm's official strapline — confirm the independence descriptor at compliance sign-off before publish.]
Waymarker III
Drawing an Income
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The path narrows here; that's normal.
For years you have added. At some point you will begin to draw. We help you plan an income from what you have built — how much to take, where to take it from, in what order, and how it is taxed. Reviewed with you, in writing, as life changes.
Our fees, in writing, before you commit.
| Initial advice charge | [X.XX]% of the amount on which we advise, agreed in writing before any work begins. |
|---|---|
| Ongoing advisory charge | [X.XX]% of assets under advice per annum, tiered. |
| VAT treatment | [Confirm — some advice services may be subject to VAT.] |
| Charging frequency | [Monthly / quarterly, deducted from the account or invoiced — to confirm.] |
| Worked example | [A cash-terms example of the initial and ongoing charges on a representative portfolio — to be supplied at compliance sign-off.] |
| Platform, fund manager and product charges apply in addition. | |
Waymarker IV
Passing It On
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Leave the gate as you found it.
What you have gathered will one day pass through other hands. We help you set down, in writing, what should go to whom, and when — wills kept current, trusts where they genuinely help, gifts made in good time, and clear instructions your family can follow without guesswork.
A tidy handover is a kindness. We help you make it one.
The Household
Our People
Who do you act for?
We act for individuals and families with £250,000 or more of investable assets.
How are you paid?
By fees, set out in writing before you commit. Our charges are shown in the fee table above; platform, fund manager and product charges apply in addition.
What is the first conversation like?
An hour, at our offices or by video. You bring the questions that matter; we listen, take notes, and explain how we would work with you. Nothing is recommended in the first meeting. [No charge, no obligation — confirm wording with the firm.]
How are you regulated?
Regis Bentley Wealth Management [Ltd] is authorised and regulated by the Financial Conduct Authority (FRN [XXXXXX]). You can check our entry on theFinancial Services Register.
How do I complain?
[Complaints — how to complain, Financial Ombudsman Service signposting, FSCS coverage: bracketed wording for the firm's compliance officer to confirm.]
The Gate
This is usually where the conversation starts.
Press and hold.
We reply in writing, usually within two working days.